In the EB-5 program, repayment refers to the return of the investor’s original capital contribution once the investment has met all program requirements—typically after job creation and sustainment obligations are fulfilled. Successful repayment signals that both the EB-5 project and the regional center have been managed effectively and that the investor’s financial and immigration goals are on track.

Repayment can be complex due to strict immigration requirements and economic variables. EB-5 rules require capital to remain “at risk” until the investor’s immigration process is complete. Because USCIS processing times can take years, investors often face delays before funds can be legally repaid. Market shifts, project delays, and unclear redeployment rules further complicate repayment timing and security.

Investors should carefully evaluate a project’s exit strategy, review loan terms and repayment schedules, and confirm that the regional center has a strong track record of successful repayments. Independent due diligence and transparency from the project developer are crucial. AIIA encourages investors to prioritize repayment clarity and project accountability when selecting EB-5 opportunities.